Stay ahead with the 2026 irmaa brackets insights from Federal Pension Advisors. Learn how income-related Medicare adjustments may affect your premiums and retirement planning. Our expert guidance helps federal employees understand IRMAA rules, plan income, and manage healthcare costs effectively for a more secure retirement. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge